However, even as you plan for lower monthly outflows on your loans, there is another key aspect to note on interest rates.

A recent report titled ‘Home Loans Made Easy’ rightly noted that having the right benchmark can help you save more and pay ...

Stuck with an MCLR home loan? You could lose up to ₹9 lakh over 20 years. Switching to a repo-linked loan means faster EMI ...

Refinancing or opting for a balance transfer could help lower EMIs, reduce the total interest burden, and shorten the loan ...

Overnight and one-month MCLR now stand at 8.90%. Two- and three-year tenures are down to 9.10% from 9.20%.

SBI has reduced EBLR and RRLR by 50 basis points, the Marginal Cost of Funds Based Lending Rate (MCLR) though remains ...

The Bank of Baroda (BOB) has announced a reduction in its Repo Linked Lending Rate (RLLR) by 50 basis points, bringing it ...

RLLR-based home loans provide faster EMI adjustments following RBI rate cuts compared to MCLR loans. Borrowers can switch ...

HDFC Bank, Indias leading private sector bank, has reduced in its Marginal Cost of Funds-based Lending Rates (MCLR) by 10 ...

HDFC Bank reduces MCLR by 10 basis points across all tenors effective 7 June, reflecting policy rate transmission after ...

While the RBI repo rate cut brings hope, banks often delay passing on the benefit, meaning floating-rate borrowers may have ...