Nick Ewen is TPG's senior editorial director and helps readers leverage credit cards (he has 23 of them) and loyalty programs to travel more for less. He's been at TPG for over 11 years. Matt Moffitt ...
Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. FG Trade / Getty Images A credit card balance represents the debt owed to a credit card ...
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