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The delinquency rate for student loan balances spiked in the first quarter of 2025, according to a report from the Federal Reserve Bank of New York.
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Student loan delinquencies have surged since a pause in reporting has concluded, with millions facing credit score declines, according to a New York Federal Reserve report.
“However, the first batch of past due student loans were reported in the first quarter of 2025, resulting in a large jump in seriously delinquent borrowers.” Debt delinquency rates have been ...
For loans disbursed between July 1, 2025, and June 30, 2026, undergraduate rates will be set at 6.39 percent, a decline from ...
“States can regulate and enforce, but they can’t fix the structural problems in how repayment is administered,” said Michele Zampini, senior director of college affordability at The Institute for ...
Credit scores for millions of Americans have plummeted, impacting access to affordable loans and housing, particularly in D.C ...
The Fed also noted rises in the amount of debt from home equity lines of credit ($6 billion) and student loans ($16 billion). “Transition rates into serious delinquency have leveled off for ...
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