The EU Instant Payments Regulation, which came into effect in April 2024, aims to make instant payments the standard across the Single Euro Payments Area, while introducing enhanced security measures ...

Alternative payments like card-linked installment options, instant payments, and open banking are profoundly reshaping consumer behavior and the overarching payment industry in many global markets.

Known as neobanks, these institutions operate entirely online without physical branches, offering app-based financial services that prioritise speed, transparency and lower costs.

This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. At the heart of this new service is real-time global peer-to-peer (P2P) ...

This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. This is an excerpt from the Future of Payments 2025 report.