Dear Savvy Senior: What are the rules regarding inherited IRAs? My brother and I recently inherited our father’s IRA and would like to know what we need to do to handle it properly. — Oldest Sibling ...

The SECURE Act eliminated stretch IRAs for most non-spouse beneficiaries and requires full distribution within 10 years of the owner’s death. The compressed timeline stacks distributions atop peak ...

You can earn more and contribute to a Roth IRA. Traditional IRA phase-out ranges increased. The $23,760 Social Security bonus most retirees completely overlook › Using IRAs is one of the best ways to ...

Matching isn't just for 401(k) plans anymore. Here's the scoop on the brokers and robo-advisors that offer an IRA contribution match. Many, or all, of the products featured on this page are from our ...

If charitable giving is part of your legacy plan, which assets you leave to charity can matter, especially if you have other beneficiaries. Many investors focus on the size of their charitable gifts ...

Should you max out your IRA as soon as possible, or make even contributions throughout the year? Here’s what to know about when to make IRA contributions. Many, or all, of the products featured on ...

Unfortunately, the SECURE Act of 2019 made it more difficult for the beneficiaries of IRAs and other retirement accounts to postpone distributions from these inherited accounts; no longer can most non ...

IRA balances are up compared to recent quarters. There are steps you can take to boost your IRA savings rate. It's important to invest your IRA wisely so your portfolio does a lot of the heavy lifting ...

Many investors within five years or so of retirement have the bulk of their savings in traditional tax-deferred 401(k)s and individual retirement accounts, instead of the after-tax Roth versions of ...

The IRS is boosting retirement plan contribution limits in 2026, allowing Americans to put more money in their tax-preferred 401(k) and individual retirement accounts. The tax agency, which announced ...

The IRS has announced individual retirement account contribution limits for 2026. For 2026, investors can save a maximum of $7,500 in IRAs, up from $7,000 in 2025. IRA catch-up contributions for ...