But retirement income does not mean tax-free income. Social Security, required withdrawals and investment gains can all ...

Relying on Social Security alone is risky. A CPA explains how diversified retirement income, smart withdrawals and ...

Retirement income today is rarely generated from a single source. It is typically built from a combination of the state pension, workplace or personal pensions, and other assets, each playing a ...

Our expert guide breaks down the most common 1099 forms for the 2025 tax year, including 1099-NEC, 1099-R, 1099-INT, 1099-DIV ...

What strategies do retirement plan participants have for retirement income? The 2025 PLANSPONSOR Plan Participant Survey, published by sister publication PLANSPONSOR, polled both full-time and ...

The average 401(k) balance for someone in their 60s was $577,454 as of November 2025. The median, though, was far less: $186,902. Learn how to catch up in this decade if your savings aren’t where you ...

More From Morningstar on Retirement Income and Safe Withdrawal Rates The headline safe starting withdrawal rate shouldn’t necessarily be your main takeaway from the research. Morningstar’s State of ...

Inflation can shrink Social Security and retirement income. Learn smart strategies to protect your benefits and keep up with ...

Ali Hussain has a background that consists of a career in finance with large financial institutions and in journalism covering business. Vikki Velasquez is a researcher and writer who has managed, ...

A J.P. Morgan advisor explains why seniors withdraw 401(k) and IRA funds too early, and smarter ways to protect retirement income.