The average borrower could see their monthly bill swell to $288 from $95 according to an early estimate by The Institute for College Access & Success.

Borrowers who have already received forgiveness may be on edge asking if the Trump administration will claw back forgiven student loans and force borrowers to repay debt.

As the House of Representatives considers budget cuts to fund tax cuts, proposed changes to federal student loan repayment plans could significantly increase monthly payments for millions of borrowers.

Although the recommendations are still evolving, education advocates are alarmed they are gaining traction at all.