Financial analytics company FICO has announced two new scores that incorporate buy now, pay later (BNPL) loan data for the first time.

As the use of these easy-credit installment loans has grown, FICO said repayment data would provide more insight on consumers’ credit readiness.

FICO is introducing two credit scores that incorporate buy-now, pay-later data, underscoring how significant a part of the consumer credit landscape the popular and controversial installment plans have become.