The average self-directed brokerage account within workplace 401(k)s finished at $335,857, down 4.7% from Q4 in 2024, according to Charles Schwab’s SDBA Indicators Report.

In Q1, the average 401(k) balance dropped to $127,100, a 3% decline from the previous quarter, according to Fidelity, with boomers averaging $239,600, Gen X at $187,400 and millennials at $66,800.

The S&P 500 index was up 0.92% year to date through June 2 when the S&P 500 closed at 5,935.94 points. The total year-to-date return — including dividends — was 1.49% through the market close ...